Burien Uninsured & Underinsured Motorist Accident Lawyer
Car accidents are difficult enough, but when the at fault driver has no insurance or not enough insurance, the situation becomes even more stressful. The injured party is left with medical expenses, property damage, lost income, and questions about how to move forward. Victims of accidents involving uninsured or underinsured motorists often face significant financial and legal challenges, leading to considerable out-of-pocket costs. These challenges can create emotional, physical, and financial strain for victims and their families.
At Brumley Law Firm, we understand what it means to face an accident with an uninsured or underinsured driver. Our Burien personal injury lawyers are dedicated to helping residents navigate the legal process, pursue compensation permitted under Washington law and seek financial support for recovery. With knowledge of Washington State personal injury law and extensive experience handling uninsured and underinsured motorist claims, we provide steady guidance every step of the way.
Why Hire Brumley Law Firm For Your Uninsured & Underinsured Motorist Accident Case in Burien?
Choosing an attorney with experience in uninsured motorist claims lawyer can help you better understand your options and next step. These claims often involve dealing with your own insurance company, which may not always act quickly or fairly.
Brumley Law Firm offers:
- Decades of experience in personal injury claims. We have represented clients across Washington State in complex car accident claims, including those involving uninsured or underinsured motorists.
- Insight into insurance company tactics. Founding attorney Joshua Brumley is a former insurance attorney, giving our team a unique advantage in anticipating how insurers may approach your case.
- A strong record of success. From negotiating with insurers to litigating in court, our personal injury attorneys fight for maximum compensation for injured clients in Burien and throughout King County.
- Client-centered service. We provide clear communication, compassion, and legal representation focused on your recovery.
Brumley Law Firm has handled a variety of personal injury cases in Washington, including those involving uninsured or underinsured motorists. Our team works diligently to pursue the best possible outcome for each client.
Client Testimonials
“Brumley Law Firm was professional, supportive, and always explained the legal process clearly. They took on the insurance company for me so I could focus on healing.” – Satisfied Client
“After my accident with an uninsured driver, I didn’t know where to turn. Joshua and his team guided me through my uninsured motorist insurance claim and made sure I wasn’t left alone to handle it.” – Former Client
How a Burien Uninsured & Underinsured Motorist Accident Attorney Can Help You With a Case
An uninsured motorist accident attorney from Brumley Law Firm can assist with every stage of your claim. Our services include:
- Case evaluation. We review your insurance policy, the car crash details, and all available coverage options, including uninsured motorist coverage, underinsured motorist coverage, and personal injury protection (PIP).
- Explaining insurance coverage. Many drivers are not fully aware of what their car insurance includes. We help you understand collision coverage, liability insurance, and coverage limits. Increasing your UM/UIM limits provides better protection and could save you from significant out-of-pocket expenses in the event of an accident.
- Negotiation with insurers. We communicate directly with your own insurance company and push for a fair settlement that covers medical bills, lost wages, property damage, and pain and suffering.
- Litigation if needed. If your underinsured motorist claim is denied or undervalued, our accident attorneys are prepared to take the case to court.
- Evidence gathering. We collect police reports, witness statements, medical records, and expert opinions to strengthen your case.
Common Types of Uninsured & Underinsured Motorist Accident Cases
Brumley Law Firm regularly handles claims involving:
- Accidents with an uninsured driver who cannot provide proof of insurance.
- Cases where the other party has insufficient insurance coverage to cover the full extent of damages.
- Hit and run accidents where the at fault party involved leaves the scene and remains unidentified.
- Car accidents in Burien neighborhoods, intersections, and highways where coverage limits of the other driver are too low.
- Crashes involving underinsured drivers who only carry Washington State minimum auto insurance.
Compensation You Can Obtain in an Uninsured & Underinsured Motorist Accident Case
Accident victims in Burien may be entitled to recover damages such as:
- Medical expenses and medical costs. Emergency treatment, rehabilitation, ongoing care, and surgeries.
- Lost wages and lost income. Compensation for time away from work and future reduced earning capacity.
- Property damage. Vehicle repairs or replacement.
- Pain and suffering. Physical pain, emotional trauma, and loss of enjoyment of life.
- Wrongful death damages. Funeral costs and loss of companionship if the accident leads to a fatality.
Our team works to identify all potential sources of compensation to ensure injured clients recover damages to the full extent allowed by law.
What is the Process for Filing an Uninsured & Underinsured Motorist Accident Claim?
If you are in an accident with an uninsured or underinsured driver in Burien, taking immediate steps is critical. Here’s what the process looks like:
- Seek medical attention. Prioritize your health and create a medical record of your injuries.
- Exchange information and report the accident. File a police report and collect details from the other party if possible.
- Review your own insurance policy. Check for uninsured motorist insurance, underinsured motorist coverage, personal injury protection PIP, and collision coverage.
- File a claim. Report the car accident claim to your insurer while being cautious of adjusters who may attempt to minimize payouts.
- Provide documentation. Submit police reports, witness statements, medical records, and repair estimates.
- Consult a Burien uninsured motorist accident lawyer. Legal representation ensures you are not left alone when seeking compensation.
- Negotiate or litigate. Brumley Law Firm pushes for full compensation, whether through a fair settlement or court proceedings.
Local Crash & Insurance Risk Statistics in Burien
Burien is currently working on its first Comprehensive Safety Action Plan to analyze crash data and reduce serious injuries and fatalities. This local initiative highlights the reality that traffic safety is an active concern for city leaders and residents alike.
According to the King County Road Services 2022 Collision Data Report, unincorporated King County recorded 1,584 reported collisions in a single year. These included 23 fatal crashes and nearly 500 collisions resulting in injury. The numbers reflect a continued rise in severe crashes, which places many drivers at risk of long-term medical expenses and financial strain.
Additional findings from the King County Traffic Safety Reports show similar trends, with fatal and serious injury collisions increasing across the region despite ongoing roadway improvements.
These local statistics align with broader statewide concerns. The Insurance Information Institute estimates that nearly 17 percent of Washington drivers are uninsured, ranking the state among the highest in the nation. About 20 percent of all motorists in Washington do not carry auto insurance despite state laws requiring it. This means that in Burien, there is a real possibility of being involved in an accident where the other driver does not have enough insurance to cover the full extent of damages.
Together, this data demonstrates why uninsured motorist coverage and underinsured motorist coverage are essential for Burien residents. They provide a safety net when another driver lacks sufficient insurance, helping injured parties recover compensation for medical bills, lost wages, and other losses after a serious car crash. In Washington, uninsured/underinsured motorist (UM/UIM) coverage is not mandatory but is available for purchase.
Statute of Limitations in a Burien Uninsured & Underinsured Motorist Accident Claim
In Washington State, accident victims generally have three years from the date of the accident to file a personal injury claim, including uninsured or underinsured motorist claims. Missing this deadline may prevent you from seeking compensation.
There are exceptions in certain cases, such as delayed discovery of injuries or accidents involving minors. Consulting with an accident attorney early ensures your rights are preserved and your claim is filed on time.
Elements of Negligence in an Uninsured & Underinsured Motorist Accident Claim
To recover compensation, a claim must establish several factors:
- The other driver owed a duty of care.
- The at fault party breached that duty through negligence or reckless behavior.
- The breach directly caused the car accident.
- The injured party suffered bodily injury, medical expenses, property damage, or other losses as a result. A lawyer can help prove the uninsured driver’s negligence and demonstrate the full extent of injuries and losses.
Washington State’s Comparative Fault Laws
Washington follows comparative fault rules, meaning more than one party can share responsibility for a car accident. Even if you are partially at fault, you may still recover compensation. However, your recovery will be reduced by your percentage of fault. A knowledgeable Burien uninsured motorist accident attorney can help protect your rights under this law.
Contact a Burien Uninsured & Underinsured Motorist Accident Lawyer Today
If you were injured in a car crash caused by an uninsured or underinsured driver in Burien, you do not have to face the financial burden alone. Brumley Law Firm’s personal injury attorneys are here to guide you through the legal process, handle communications with insurance companies, and pursue fair compensation.
We offer representation on a contingency fee basis. That means our attorney fee is only paid if we recover compensation for you. Please contact us for full details about how fees and expenses are handled.
To learn more, contact Brumley Law Firm at (833) 740-2275 for a no-cost consultation with a Burien attorney experienced in uninsured motorist cases.